:root {
  --bg: #FFFFFF;
  --bg-alt: #F4F6F8;
  --card: #FFFFFF;
  --text: #1A202C;
  --muted: #4A5568;
  --brand: #0F2A44;
  --brand2: #1F4E79;
  --cta: #2DBE60;
  --cta-hover: #25A653;
  --line: #E2E8F0;
  --ok: #2DBE60;
  --warn: #ECC94B;
  --shadow: 0 4px 20px rgba(0, 0, 0, 0.05);
  --radius: 12px;
  --max: 1000px;
}

* {
  box-sizing: border-box
}

body {
  margin: 0;
  font-family: ui-sans-serif, system-ui, -apple-system, Segoe UI, Roboto, Arial, sans-serif;
  background: var(--bg-alt);
  color: var(--text);
  line-height: 1.5;
}

a {
  color: inherit;
  text-decoration: none
}

.wrap {
  max-width: var(--max);
  margin: 0 auto;
  padding: 20px;
}

.nav {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 12px;
  padding: 12px 24px;
  background: var(--bg);
  border-radius: var(--radius);
  margin-bottom: 20px;
  box-shadow: var(--shadow);
  border: 1px solid var(--line);
}

.logo {
  display: flex;
  align-items: center;
  gap: 12px;
  font-weight: 700;
  color: var(--brand);
}

.logo img {
  /* Removed dark-mode filters as we are now on light background */
  display: block;
}

.nav-right {
  display: flex;
  align-items: center;
  gap: 12px;
  flex-wrap: wrap;
}

.pill {
  border: 1px solid var(--line);
  background: var(--bg-alt);
  padding: 8px 14px;
  border-radius: 999px;
  font-size: 13px;
  color: var(--brand2);
  display: flex;
  align-items: center;
  gap: 6px;
  font-weight: 500;
}

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  padding: 12px 20px;
  border-radius: 999px;
  border: 1px solid var(--line);
  background: var(--bg);
  color: var(--brand);
  font-weight: 600;
  transition: all .2s ease;
  cursor: pointer;
  font-size: 14px;
}

.btn:hover {
  transform: translateY(-1px);
  background: var(--bg-alt);
  border-color: var(--brand2);
}

.btn.primary {
  background: var(--cta);
  border: none;
  color: #FFFFFF;
  box-shadow: 0 4px 14px rgba(45, 190, 96, 0.3);
}

.btn.primary:hover {
  background: var(--cta-hover);
  transform: translateY(-1px);
  box-shadow: 0 6px 20px rgba(45, 190, 96, 0.4);
}

.hero {
  display: grid;
  grid-template-columns: 1.25fr .75fr;
  gap: 24px;
  align-items: start;
  margin-top: 10px;
}

@media (max-width: 900px) {
  .hero {
    grid-template-columns: 1fr;
    gap: 20px;
  }
}

.card {
  background: var(--card);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 24px;
  box-shadow: var(--shadow);
}

.kicker {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  padding: 6px 14px;
  border-radius: 999px;
  background: rgba(15, 42, 68, 0.05);
  border: 1px solid rgba(15, 42, 68, 0.1);
  color: var(--brand);
  font-weight: 700;
  font-size: 12px;
  text-transform: uppercase;
  letter-spacing: 0.5px;
}

h1 {
  margin: 12px 0 12px;
  font-size: 42px;
  line-height: 1.1;
  color: var(--brand);
  font-weight: 800;
}

@media (max-width: 520px) {
  h1 {
    font-size: 34px
  }
}

.sub {
  color: var(--brand2);
  font-size: 17px;
  margin: 0 0 16px;
  line-height: 1.5;
  font-weight: 500;
}

.cta-row {
  display: flex;
  gap: 10px;
  flex-wrap: wrap;
  margin-top: 12px;
}

.grid3 {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 10px;
  margin-top: 14px;
}

@media (max-width: 900px) {
  .grid3 {
    grid-template-columns: 1fr
  }
}

.mini {
  padding: 16px;
  border-radius: 12px;
  border: 1px solid var(--line);
  background: var(--bg);
  box-shadow: 0 2px 10px rgba(0, 0, 0, 0.02);
}

.mini b {
  display: block;
  margin-bottom: 6px;
  font-size: 15px;
  color: var(--brand);
}

.mini p {
  margin: 0;
  color: var(--muted);
  font-size: 13.5px
}

.section {
  margin-top: 24px
}

.section h2 {
  margin: 0 0 12px;
  font-size: 24px;
  color: var(--brand);
  font-weight: 700;
}

.list {
  display: grid;
  gap: 8px;
  margin-top: 12px;
}

.li {
  display: flex;
  gap: 10px;
  align-items: flex-start;
  padding: 12px 16px;
  border: 1px solid var(--line);
  border-radius: 12px;
  background: var(--bg);
}

.dot {
  width: 10px;
  height: 10px;
  margin-top: 6px;
  border-radius: 999px;
  background: var(--cta);
  flex: 0 0 auto;
}

.badge {
  padding: 12px 16px;
  border-radius: 10px;
  border: 1px solid var(--line);
  background: var(--bg-alt);
  font-size: 14px;
  font-weight: 600;
  color: var(--brand);
  text-align: center;
}

.li div {
  flex: 1
}

.li strong {
  display: block;
  margin-bottom: 3px;
  font-size: 16px;
  color: var(--brand);
}

.hero-cta {
  width: 100%;
  max-width: 440px;
  justify-content: center;
  font-size: 18px;
  padding: 16px 24px;
}

.trust-bar {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  margin-top: 20px;
}

.pill-light {
  border: 1px solid var(--line);
  background: var(--bg);
  padding: 6px 12px;
  font-size: 12px;
  border-radius: 8px;
  color: var(--brand2);
  font-weight: 600;
  box-shadow: 0 1px 3px rgba(0, 0, 0, 0.02);
}

.income-block {
  margin-top: 20px;
  padding: 16px;
  border-radius: var(--radius);
  background: rgba(15, 42, 68, 0.03);
  border: 1px dashed var(--brand2);
}

.income-block h3 {
  margin: 0 0 6px;
  font-size: 16px;
  color: var(--brand);
}

.income-block p {
  margin: 0;
  font-size: 14px;
  color: var(--muted);
  line-height: 1.5;
}

.final-cta-block {
  text-align: center;
  background: var(--brand);
  color: #FFFFFF;
  padding: 40px 20px;
}

.final-cta-block h2 {
  color: #FFFFFF;
  font-size: 28px;
}

.final-cta-block p {
  color: rgba(255, 255, 255, 0.8);
  max-width: 650px;
  margin: 12px auto 24px;
  font-size: 16px;
}

.cta-row.center {
  justify-content: center;
}

.li span {
  color: var(--muted);
  font-size: 13.5px
}

.benefits-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 4px;
  font-size: 13px;
}

.li-simple {
  padding: 2px 0;
  border: none;
  background: transparent;
}

.li-simple.highlight {
  font-weight: 700;
  color: var(--brand);
}

@media (max-width: 480px) {
  .benefits-grid {
    grid-template-columns: 1fr;
    gap: 2px;
  }

  .wrap {
    padding: 12px;
  }

  .card {
    padding: 15px;
  }

  .nav {
    padding: 8px 12px;
  }

  .cta-row {
    flex-direction: column;
    align-items: stretch;
  }

  .cta-row .btn {
    width: 100%;
    justify-content: center;
  }
}

.split {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 12px;
  margin-top: 12px;
}

@media (max-width: 900px) {
  .split {
    grid-template-columns: 1fr
  }
}

.faq details {
  border: 1px solid var(--line);
  border-radius: 12px;
  background: var(--bg);
  padding: 12px 16px;
  margin-bottom: 8px;
}

.faq summary {
  cursor: pointer;
  font-weight: 700;
  font-size: 16px;
  color: var(--brand);
}

.faq p {
  margin: 10px 0 0;
  color: var(--muted);
  font-size: 15px;
  line-height: 1.5;
}

.footer {
  margin: 16px 0 8px;
  color: var(--muted);
  font-size: 12px;
}

.badge {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  padding: 6px 10px;
  border-radius: 999px;
  border: 1px solid var(--line);
  background: rgba(255, 255, 255, .02);
  color: var(--muted);
  font-size: 12px;
  margin-top: 8px;
}

label {
  display: block;
  margin: 14px 0 6px;
  font-size: 14px;
  font-weight: 600;
  color: var(--brand2);
}

input,
select,
textarea {
  width: 100%;
  padding: 10px;
  border-radius: 10px;
  border: 1px solid var(--line);
  background: rgba(255, 255, 255, .02);
  color: var(--text);
  outline: none;
  font-size: 14px;
}

textarea {
  min-height: 70px;
}

.row2 {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 8px
}

@media (max-width: 520px) {
  .row2 {
    grid-template-columns: 1fr
  }
}

.note {
  margin-top: 6px;
  color: var(--muted);
  font-size: 12px;
}

.toast {
  display: none;
  margin-top: 10px;
  padding: 12px;
  border-radius: 12px;
  border: 1px solid rgba(45, 190, 96, 0.2);
  background: rgba(45, 190, 96, 0.05);
  color: #1A5E36;
  font-weight: 600;
}

.err {
  border-color: #E53E3E !important;
}

/* Floating phone button */
.fab-phone {
  position: fixed;
  right: 20px;
  bottom: 20px;
  z-index: 9999;
  display: inline-flex;
  align-items: center;
  gap: 10px;
  padding: 10px 16px;
  border-radius: 999px;
  background: var(--cta);
  color: #FFFFFF;
  font-weight: 700;
  border: 0;
  box-shadow: 0 4px 20px rgba(0, 0, 0, 0.15);
  transition: all .2s ease;
}

.fab-phone:hover {
  transform: translateY(-2px);
  background: var(--cta-hover);
}

.fab-phone small {
  display: block;
  font-weight: 700;
  font-size: 11px;
  line-height: 1;
  opacity: 0.8;
}

.fab-phone span {
  display: block;
  font-size: 13px;
  line-height: 1.1;
}

.fab-icon {
  width: 32px;
  height: 32px;
  border-radius: 999px;
  background: rgba(11, 18, 32, .1);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 16px;
}

@media (max-width: 500px) {

  .fab-phone span,
  .fab-phone small {
    display: none;
  }
}

select option {
  color: #000;
  background: #fff;
}